Home » 403(b) Facts

403(b) Facts

Learn More About 403(b) Plans

403(b) Fast Facts

Teachers Want Choice! Infographic
Infographic with key data from research on participation in 403(b) plans

Don’t Take Away Public School Employees’ Choices
Analyzing state legislation to implement state-run 403(b) plans

403(b) Model Disclosure Form
Analyzing state legislation to implement state-run 403(b) plans

Glossary for 403(b) Model Disclosure Form
Terms used to describe services on the 403(b) Model Disclosure Form

IRS Plan Feature Comparison Chart
Comparing plan types, including 401(k), 403(b) and 457 plans

IRS Plan Navigator
Interactive comparison on plan types, including 401(k), 403(b) and 457(b) plans

Issue Briefs

State Legislation to Consolidate Retirement Plans May Impact Teachers’ Choices
Analyzing state legislation to implement state-run 403(b) plans

Requirements of the 403(b) Regulations for Public Schools
Discussing the impact of the 403(b) regulations on 403(b) plans and their investments

Exemptions Under ERISA for Public School 403(b) Plans
Explaining that ERISA does not apply to public school 403(b) plans and the consequences for those plans

Research

Protecting Participation: The Impact of Reduced Choice on Participation by School District Employees in 403(b) Plans
Research on participation in 403(b) plans by Debra Davis, Esq., LL.M., Dr. Geralyn Miller, Ph.D., and Judy Miller, FSA, MSPA

Cutting Through the Bias; Time to Listen to the Participants!
A white paper by Ellie Lowder, TGPC, Consultant discussing the importance of listening to what existing and future participants in public school districts’ 403(b) plans are saying they want and need

Choice Overload and 403b Plans
A discussion by Dr. Geralyn Miller, Ph.D. of the importance of letting workers in the American educational ar ena decide their own futures and allowing public school employees to retain their independence and freedom in 403(b) plans